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fmbonline.com

https://fmbonline.com· First analyzed 03 Jun 2026· Updated 03 Jun 2026
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fmbonline.com
Desktop screenshot of fmbonline.com
Mobile screenshot of fmbonline.com
Mobile

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Hosting Provider

cloudflare.com

IP Address

162.159.133.6

Site Location

🇨🇦 Canadavia ip

Server Location

🇨🇦 Toronto, Canada

ASN

AS13335

Organization

Cloudflare, Inc.

Server

Cloudflare

CDN

Cloudflare

WAF

Cloudflare

Nameservers

ns58.worldnic.com.ns57.worldnic.com.

Performance

93

Core Web Vitals

Weight

First Contentful Paint
1.3 s10%
Speed Index
1.7 s10%
Largest Contentful Paint
25%
Total Blocking Time
0.0 ms30%
Cumulative Layout Shift
0.00025%
304 KB
50 requests

Image Optimization

Lazy Load
0–49
50–89
90–100

Architecture Stack

Monolithic
⚙️ SSR
Infrastructure
Hosting
Cloudflare
CDN
Cloudflare

Technology Stack

8 Technologies Detected

CSS Frameworks

2

UI Components

1

Other

1

Icon Libraries

1

Analytics

1

SEO Analysis

C60/100
15
10
2
Meta Tags12/15
Content10/12
Headings3/8
Technical17/25
E-E-A-T0/7
Images2/7
Links5/5
URL5/5
Social0/5
Freshness0/4
Mobile3/4
Indexability3/3
F
fmbonline.comfmbonline.com

F&M Bank | Where Banking Is Easy!

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves communities from the East Bay to Sacramento, and Merced.

Title Length33 chars

Recommended: 50-60 chars (~201px / 580px)

Description Length149 chars

Recommended: 120-160 chars

Issues (2)

  • Missing H1 tag — every page should have exactly one H1
  • Most images missing alt text (13/16) — critical for accessibility and SEO

Crawlability

Sitemap

Type: standard

112 URLs

robots.txt

3 rules

Sitemap reference found

Allows all crawlers

Local SEO

Local Search Readiness

14/100
Poor
5 12 2

This site doesn't appear to be a local business. Local SEO signals are optional for non-local websites.

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AI & LLM Readiness

F39/100
Bot Access
20/25
Machine Read.
10/25
Schema Data
0/25
Citation
9/25

AI Bot Access

14/14 accessible
AI Search
OAI-SearchBot
PerplexityBot
Claude-SearchBot
Gemini-Deep-Research
DuckAssistBot
Training
GPTBot
ClaudeBot
Google-Extended
Meta-ExternalAgent
Bytespiderinfo
Amazonbot
Applebot-Extended
CCBotinfo
Fetch
ChatGPT-User

Machine Readability

llms.txt
llms-full.txt
Semantic HTML
Heading Hierarchy
navheader/footer
Text ratio:6%
Words:983
Token eff.:Optimal
Sections/1K:19.3
Depth:2/5

Structured Data

No Schema

Citation Readiness

Opening Summary259w
Descriptive Headingsavg 4.1w
Canonical URL
Open Graph0/3
Twitter Card0/3
Language Tag
Publish Date
Author Info
Lists
Tables
TL;DR / Summary
About Page Link
Recommendations (11)
AI readiness recommendation preview...

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Accessibility

WCAG 2.1 Compliance

Evaluates how accessible your website is for users with disabilities, based on WCAG 2.1 guidelines. Checks images, forms, keyboard navigation, ARIA roles, and color contrast.
B
71/100
11
Passed
4
Critical
2
Warnings
Images & Alt Text
20/20
Checks if images have descriptive alt text for screen readers and visually impaired users.
Semantic Structure
13/20
Evaluates proper use of HTML5 semantic elements (header, nav, main, footer) and heading hierarchy.
Forms & Inputs
12/15
Verifies form fields have labels, error messages are clear, and inputs are properly associated.
Color & Contrast
15/15
Tests text-to-background color contrast ratios against WCAG AA/AAA minimum requirements.
Keyboard & Focus
7/15
Ensures all interactive elements are reachable and operable via keyboard (tab, enter, escape).
ARIA & Roles
4/15
Checks correct use of WAI-ARIA attributes (roles, states, properties) for assistive technologies.
4 recommendations
  • Accessibility recommendation preview...

Carbon Footprint

SWDM v4 · Eco-Score

Carbon emissions estimated using the Sustainable Web Design Model v4 (SWDM v4). Factors in data center, network, and device energy across new and returning visitors. Grade thresholds based on HTTP Archive percentiles.
77/100
A+
31 mg
CO₂e / view
304.4 KB
Page Weight
90%
Cleaner Than
New Visitor
35 mg
vs
Returning (cached)
18 mg
Annual (10K/mo)
3.7 kg
Emission Segments
Data Center
2 mg
Network
9 mg
Device
20 mg
Resource Breakdown
JavaScript
97.7 KB
Images
38.9 KB
CSS
156.4 KB
Fonts
1.0 KB
HTML
10.5 KB
Green Hosting Verified
Cloudflare
GWF Verified
3 recommendations
  • Carbon footprint recommendation preview...
A+

Security Score

91%Excellent
Interactive

HTTPS

WAF

62d

Certificate Details

Type

Domain Validated (DV)

Certificate Authority

Google Trust Services

Key Algorithm

ECDSA (secp256r1) (256 bit)

Signature

ECDSA with SHA-256

TLS Version

TLSv1.3

HTTP Protocol

HTTP/2

Valid From

06.05.2026

Valid Until

04.08.2026

OCSP Stapling

Enabled

Subject Alternative Names (1)

www.fmbonline.com

SHA-256 Fingerprint

46:48:3B:60:87:6C:45:17:B4:0E:35:53:73:20:9C:4C:AB:DC:44:F2...

HTTP Headers

Developer Console

cache-control
🟡 4 Hours(public, max-age=14400)
cf-cache-status
HIT
cf-ray
a05cc9a09f17c8e3-BOS
content-encoding
Brotli(br)
content-security-policy
upgrade-insecure-requests; base-uri 'none';
content-type
text/html; charset=UTF-8
Good Warning Issue

Email Infrastructure

Custom Mail Server

Score

70

SPF
DKIM
DMARC

DMARC Policy

None (Monitor Only)

MX Records (2)

mx.ct.mbox.net
mx.usa.net

Domain Information

fmbonline.com

Domain Age
29y 2m

Created

27.03.1997

Expires

28.03.2030

Last Updated

27.01.2025

Registrar

Network Solutions, LLC

DNSSEC
Not Enabled

Privacy & Compliance

Cookie Consent Banner
Privacy Policy
Terms of Service

GDPR Indicators

Cookie consent banner detected
Privacy policy page linked

Mobile Compatibility

Viewport & Responsive Test

Tests how well your website works on mobile devices. Checks viewport configuration, responsive layout, touch targets, font readability, and simulates rendering across different screen sizes.
C
65/100
Mobile Friendly2 breakpoints
Viewport Meta
The viewport meta tag tells mobile browsers how to scale the page. Without it, mobile devices render at desktop width.
Responsive Design
Uses CSS media queries or flexible layouts to adapt content to different screen sizes automatically.
Touch Icons
Apple touch icons and favicons displayed when users add the site to their home screen on mobile devices.
Readable Font Size
Base font size should be at least 16px on mobile to ensure text is readable without zooming.
Relative Units
Using em, rem, %, or vw instead of fixed px values allows content to scale properly across screen sizes.
No H-Scroll Risk
No elements wider than the viewport that would cause horizontal scrolling on mobile devices.
Tap Targets OK
Interactive elements (buttons, links) are at least 48x48px with enough spacing to prevent accidental taps.
No Fixed Widths
No elements with fixed pixel widths that could overflow on smaller screens and break the layout.
Viewport
initial-scale=1.0, width=device-width
2 recommendations
  • Mobile compatibility recommendation preview...

Typography & Readability

Arial

WCAG Partial
65/100
Readability
/30
25/30

18px · LH 1.60

Hierarchy
/20
7/20
WCAG
/25
13/25

1:1 min contrast

Performance
/25
20/25

System fonts

Heading Font

Arial

Sans

Body Font

Arial

Sans18px

Contrast Ratio

1:1

26 issues

Reading Comfort

~41 CPL

Narrow lines
40px
h2
30px
h3
22px
h4
18px
p

✅ Excellent readability: 18px body text is ideal for all devices.

✅ Optimal line spacing: 1.60 ratio (ideal range 1.4–1.6).

⚠️ Partial contrast: 26 elements below WCAG AA threshold (min 1.0:1).

❌ Missing H1: Every page should have exactly one H1 element for SEO and accessibility.

❌ Pure vw font sizes: Viewport units alone break browser zoom (WCAG 1.4.4 fail). Use clamp(rem, vw, rem).

✅ System fonts: Zero font loading delay — best possible LCP impact.

GGoogle FontsFlesch 64

Color Palette

12 unique colors
10.01:1 AAA Light
#ffffff
Background· 33.699999999999996%
#3f4344
Text· 6.8%
#faf249
Primary· 13.399999999999999%
#aeac9a
Secondary· 7%
#735740
Secondary· 6.7%
#010d1d
Accent· 6.3%
#9f8c70
Secondary· 6.2%
#221e18
Secondary· 4.7%

Business & Marketing Stack

2 Tools Detected

Growing

Behavior Analytics

2

User behavior and product analytics

1

Categories

2

Total Tools

0

Enterprise

1

Mid-Market

Assessment: Growing marketing technology adoption

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Scripts & Styles

24 Resources

14
Scripts
10
Styles
4
Async
4
Defer

Top Script Sources

local(10)wsv3cdn.audioeye.com(2)cdn.mxpnl.com(1)wsmcdn.audioeye.com(1)

Website Identity

fmbonline.com

29 years old
Location detected: 🇨🇦 Canadavia ip
Network Solutions, LLCen

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Last analyzed: 03 Jun 2026 at 06:55

Historical Analysis & Change Tracking