debt.org

https://debt.org· First analyzed 25 Apr 2026· Updated 25 Apr 2026

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debt.org

Mobile

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Hosting Provider

WP Engine

wpengine.com

IP Address

141.193.213.21

Site Location

🇺🇸 United Statesvia ip

Server Location

🇺🇸 Austin, United States

ASN

AS209242

Organization

WPEngine, Inc.

Server

Cloudflare

CDN

Cloudflare

WAF

Cloudflare

Nameservers

ns33.domaincontrol.com.ns34.domaincontrol.com.

Performance

100

Core Web Vitals

Weight

First Contentful Paint

453 ms10%

Speed Index

589 ms10%

Largest Contentful Paint

—25%

Total Blocking Time

0.0 ms30%

Cumulative Layout Shift

0.00025%

284 KB

15 requests

Image Optimization

Lazy LoadWebPResponsive

0–49

50–89

90–100

Architecture Stack

Monolithic

⚙️ SSR

WordPress

cms

bb-theme-childCustom

Technology Stack

12 Technologies Detected

Plugins

Beaver Builder

WP Rocket

Bb Ultimate Addon Complianz Gdpr Premium

Libraries

CSS Frameworks

Icon Libraries

Analytics

Tag Managers

CDN

SEO Analysis

A80/100

Meta Tags14/15

Content3/12

Headings7/8

Technical24/25

E-E-A-T5/7

Images6/7

Links5/5

URL5/5

Social3/5

Freshness2/4

Mobile3/4

Indexability3/3

debt.orgdebt.org

Debt.org - America's Debt Help Organization

America's Debt Help Organization - Your Source for Information on Debt Consolidation, Settlement, Student Loans, Bankruptcy and Mortgages.

Title Length43 chars

Recommended: 50-60 chars (~259px / 580px)

Description Length138 chars

Recommended: 120-160 chars

Issues (1)

• Very thin content (6 words). Search engines need substantial content for ranking.

6 issues found

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Crawlability

Sitemap

Type: index

3 URLs

3 sub-sitemaps

robots.txt

7 rules

Sitemap reference found

Local SEO

Local Search Readiness

20/100

Needs Work

6 11 1

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AI & LLM Readiness

D41/100

Bot Access

20/25

Machine Read.

7/25

Schema Data

12/25

Citation

2/25

AI Bot Access

14/14 accessible

AI Search

OAI-SearchBot

PerplexityBot

Claude-SearchBot

Gemini-Deep-Research

DuckAssistBot

Training

GPTBot

ClaudeBot

Google-Extended

Meta-ExternalAgent

Bytespiderinfo

Amazonbot

Applebot-Extended

CCBotinfo

Fetch

ChatGPT-User

Machine Readability

llms.txt

llms-full.txt

Semantic HTML

Heading Hierarchy

Text ratio:2%

Words:1,313

Token eff.:Optimal

Structured Data

6 JSON-LD

Article×1.2Person×1.3WebSiteBreadcrumbListSearchAction

sameAs entity links

Citation Readiness

Opening Summary

Descriptive Headings

Canonical URL

Open Graph0/3

Twitter Card0/3

Language Tag

Publish Date

Author Info

Lists

Tables

TL;DR / Summary

About Page Link

Recommendations (11)

AI readiness recommendation preview...

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Sponsored

Accessibility

WCAG 2.1 Compliance

Evaluates how accessible your website is for users with disabilities, based on WCAG 2.1 guidelines. Checks images, forms, keyboard navigation, ARIA roles, and color contrast.

67/100

Passed

Critical

Warnings

Images & Alt Text

20/20

Checks if images have descriptive alt text for screen readers and visually impaired users.

Semantic Structure

6/20

Evaluates proper use of HTML5 semantic elements (header, nav, main, footer) and heading hierarchy.

Forms & Inputs

15/15

Verifies form fields have labels, error messages are clear, and inputs are properly associated.

Color & Contrast

14/15

Tests text-to-background color contrast ratios against WCAG AA/AAA minimum requirements.

Keyboard & Focus

11/15

Ensures all interactive elements are reachable and operable via keyboard (tab, enter, escape).

ARIA & Roles

1/15

Checks correct use of WAI-ARIA attributes (roles, states, properties) for assistive technologies.

2 recommendations

•Accessibility recommendation preview...

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Carbon Footprint

SWDM v4 · Eco-Score

Carbon emissions estimated using the Sustainable Web Design Model v4 (SWDM v4). Factors in data center, network, and device energy across new and returning visitors. Grade thresholds based on HTTP Archive percentiles.

96/100

A+

29 mg

CO₂e / view

284.2 KB

Page Weight

90%

Cleaner Than

New Visitor

33 mg

Returning (cached)

16 mg

Annual (10K/mo)

3.4 kg

Emission Segments

Data Center

1 mg

Network

8 mg

Device

19 mg

Resource Breakdown

JavaScript

3.3 KB

Images

77.4 KB

CSS

99.5 KB

Fonts

36.4 KB

HTML

67.6 KB

Green Hosting Verified

WP Engine

Provider Match

1 recommendation

•Carbon footprint recommendation preview...

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Security Score

65%Fair

Critical / Transactional

HTTPS

WAF

58d

Certificate Details

Type

Domain Validated (DV)

Certificate Authority

Google Trust Services

Key Algorithm

ECDSA (secp256r1) (256 bit)

Signature

ECDSA with SHA-256

TLS Version

TLSv1.3

HTTP Protocol

HTTP/2+H3

Valid From

24.03.2026

Valid Until

22.06.2026

OCSP Stapling

Enabled

Subject Alternative Names (1)

www.debt.org

SHA-256 Fingerprint

2E:03:F8:52:B9:60:D8:C4:55:34:F5:09:55:7C:B5:10:C2:9A:85:FE...

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HTTP Headers

Developer Console

alt-svc

h3=":443"; ma=86400

cache-control

🟡 600s(max-age=600, must-revalidate)

cf-cache-status

DYNAMIC

cf-ray🇮🇹 Milan

9f1ef5852852f483-MXP

content-encoding

⚡ Brotli(br)

content-security-policy

default-src 'self' https: data:; script-src 'self' 'uns...

Good Warning Issue

Email Infrastructure

Microsoft 365

Score

SPF

DKIM

DMARC

DMARC Policy

Quarantine (Moderate)

MX Records (1)

debt-org.mail.protection.outlook.com

Domain Information

debt.org

Domain Age

29y 2m

Created

05.02.1997

Expires

06.02.2030

Last Updated

08.02.2025

Registrar

GoDaddy.com, LLC

DNSSEC

Not Enabled

Privacy & Compliance

Complianz

Cookie Consent Banner

Complianz

GDPR Indicators

Cookie consent banner detected

CMP: Complianz

Data Protection Officer mentioned

Mobile Compatibility

Viewport & Responsive Test

Tests how well your website works on mobile devices. Checks viewport configuration, responsive layout, touch targets, font readability, and simulates rendering across different screen sizes.

78/100

Mobile Friendly126 breakpoints

Viewport Meta

The viewport meta tag tells mobile browsers how to scale the page. Without it, mobile devices render at desktop width.

Responsive Design

Uses CSS media queries or flexible layouts to adapt content to different screen sizes automatically.

Touch Icons

Apple touch icons and favicons displayed when users add the site to their home screen on mobile devices.

Readable Font Size

Base font size should be at least 16px on mobile to ensure text is readable without zooming.

Relative Units

Using em, rem, %, or vw instead of fixed px values allows content to scale properly across screen sizes.

No H-Scroll Risk

No elements wider than the viewport that would cause horizontal scrolling on mobile devices.

Tap Targets OK

Interactive elements (buttons, links) are at least 48x48px with enough spacing to prevent accidental taps.

No Fixed Widths

No elements with fixed pixel widths that could overflow on smaller screens and break the layout.

Viewport

width=device-width, initial-scale=1.0

2 recommendations

•Mobile compatibility recommendation preview...

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Typography & Readability

Lato

WCAG Partial

69/100

Readability

/30

19/30

14px · LH 1.60

Hierarchy

/20

15/20

4.47x ratio

WCAG

/25

17/25

1.5:1 min contrast

Performance

/25

18/25

1 font · 5 req

Heading Font

Lato

Sans65px

Body Font

Lato

Sans14px

Contrast Ratio

1.5:1

17 issues

Reading Comfort

~35 CPL

Narrow lines

65px

30px

20px

22px

14px

⚠️ Small text: 14px may strain on mobile. Use ≥16px for WCAG compliance.

✅ Optimal line spacing: 1.60 ratio (ideal range 1.4–1.6).

⚠️ Hard to read: Flesch score 37/100. Simplify sentences for wider reach.

⚠️ Partial contrast: 17 elements below WCAG AA threshold (min 1.5:1).

⚠️ Minor heading issue: 1 level skip(s) detected. Maintain sequential order for screen readers.

✅ Strong hierarchy: Headlines are 4.5x larger than body text.

Buy on MyFontsFlesch 37

Color Palette

9 unique colors

Light

#7bced1

Secondary· 43.10000000000001%

#0f3b5e

Primary· 16.099999999999998%

#c69c8c

Secondary· 9%

#1a2c3c

Secondary· 7.8%

#e9f5f5

Secondary· 6.5%

#68acb0

Secondary· 3.7%

#6e4b5a

Secondary· 3.3%

#492929

Secondary· 3%

Business & Marketing Stack

3 Tools Detected

Advanced

Behavior Analytics

Google Tag ManagerFree

Google AnalyticsFree

User behavior and product analytics

Privacy & Cookies

ComplianzSMB

Cookie consent and privacy compliance tools

Sponsored

Scripts & Styles

1 Resources

Scripts

Styles

Async

Defer

Top Script Sources

debt.org(1)

Website Identity

Bill Fay

Person

Bill “No Pay” Fay has lived a meager financial existence his entire life. He started writing/bragging about it in 2012, helping birth Debt.org into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering the high finance world of college and professional sp

8884542316

www.debt.org/blog/author/bill/

29 years old

Location detected: 🇺🇸 United Statesvia ip

GoDaddy.com, LLC📧 Microsoft 365en-US

Social Profiles

Facebook

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Last analyzed: 25 Apr 2026 at 17:10

Historical Analysis & Change Tracking