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payjoy.com

https://payjoy.com· First analyzed 24 May 2026· Updated 24 May 2026
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payjoy.com
Desktop screenshot of payjoy.com
Mobile screenshot of payjoy.com
Mobile

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Hosting Provider

aws.amazon.com

IP Address

35.71.175.248

Site Location

🇨🇦 Canadavia ip

Server Location

🇨🇦 Montreal, Canada

ASN

AS16509

Organization

AWS Global Accelerator (GLOBAL)

Server

Nginx

CDN

Cloudflare

WAF

Cloudflare

Nameservers

ns-1032.awsdns-01.org.ns-128.awsdns-16.com.ns-1797.awsdns-32.co.uk.ns-944.awsdns-54.net.

Performance

96

Core Web Vitals

Weight

First Contentful Paint
1.0 s10%
Speed Index
1.4 s10%
Largest Contentful Paint
25%
Total Blocking Time
0.0 ms30%
Cumulative Layout Shift
0.00025%
318 KB
65 requests

Image Optimization

Lazy LoadAVIFResponsive
0–49
50–89
90–100

Architecture Stack

Monolithic
⚙️ SSR
Infrastructure
Hosting
Amazon Web Services (AWS)
CDN
Cloudflare

Technology Stack

10 Technologies Detected

SEO Analysis

B73/100
24
4
1
Meta Tags11/15
Content9/12
Headings8/8
Technical19/25
E-E-A-T0/7
Images4/7
Links5/5
URL5/5
Social5/5
Freshness0/4
Mobile4/4
Indexability3/3
P
payjoy.compayjoy.com

PayJoy - Finance for the next billion

Looking for a phone or a cash loan? PayJoy gives you credit with few requirements and in minutes. No late fees charged.

Title Length37 chars

Recommended: 50-60 chars (~218px / 580px)

Description Length119 chars

Recommended: 120-160 chars

Issues (1)

  • Most images missing alt text (41/67) — critical for accessibility and SEO

Crawlability

Sitemap

Type: standard

444 URLs

robots.txt

7 rules

Local SEO

Local Search Readiness

11/100
Poor
3 14 2

This site doesn't appear to be a local business. Local SEO signals are optional for non-local websites.

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AI & LLM Readiness

D43/100
Bot Access
20/25
Machine Read.
8/25
Schema Data
0/25
Citation
15/25

AI Bot Access

14/14 accessible
AI Search
OAI-SearchBot
PerplexityBot
Claude-SearchBot
Gemini-Deep-Research
DuckAssistBot
Training
GPTBot
ClaudeBot
Google-Extended
Meta-ExternalAgent
Bytespiderinfo
Amazonbot
Applebot-Extended
CCBotinfo
Fetch
ChatGPT-User

Machine Readability

llms.txt
llms-full.txt
Semantic HTML
Heading Hierarchy
nav
Text ratio:2%
Words:535
Token eff.:Optimal
Depth:1/5

Structured Data

No Schema

Citation Readiness

Opening Summary322w
Descriptive Headingsavg 6.2w
Canonical URL
Open Graph3/3
Twitter Card3/3
Language Tag
Publish Date
Author Info
Lists
Tables
TL;DR / Summary
About Page Link
Recommendations (9)
AI readiness recommendation preview...

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Accessibility

WCAG 2.1 Compliance

Evaluates how accessible your website is for users with disabilities, based on WCAG 2.1 guidelines. Checks images, forms, keyboard navigation, ARIA roles, and color contrast.
A
80/100
13
Passed
3
Critical
0
Warnings
Images & Alt Text
15/20
Checks if images have descriptive alt text for screen readers and visually impaired users.
Semantic Structure
16/20
Evaluates proper use of HTML5 semantic elements (header, nav, main, footer) and heading hierarchy.
Forms & Inputs
15/15
Verifies form fields have labels, error messages are clear, and inputs are properly associated.
Color & Contrast
15/15
Tests text-to-background color contrast ratios against WCAG AA/AAA minimum requirements.
Keyboard & Focus
11/15
Ensures all interactive elements are reachable and operable via keyboard (tab, enter, escape).
ARIA & Roles
8/15
Checks correct use of WAI-ARIA attributes (roles, states, properties) for assistive technologies.
2 recommendations
  • Accessibility recommendation preview...

Carbon Footprint

SWDM v4 · Eco-Score

Carbon emissions estimated using the Sustainable Web Design Model v4 (SWDM v4). Factors in data center, network, and device energy across new and returning visitors. Grade thresholds based on HTTP Archive percentiles.
69/100
A+
32 mg
CO₂e / view
318.3 KB
Page Weight
90%
Cleaner Than
New Visitor
37 mg
vs
Returning (cached)
18 mg
Annual (10K/mo)
3.9 kg
Emission Segments
Data Center
2 mg
Network
9 mg
Device
21 mg
Resource Breakdown
JavaScript
216.8 KB
HTML
101.5 KB
Green Hosting Verified
Amazon Web Services (AWS)
Provider Match
5 recommendations
  • Carbon footprint recommendation preview...
F

Security Score

26%Critical
Interactive

HTTPS

WAF

107d

Certificate Details

Type

Domain Validated (DV)

Certificate Authority

Amazon

Key Algorithm

RSA (2048 bit)

Signature

SHA-256 with RSA

TLS Version

TLSv1.3

HTTP Protocol

HTTP/1.1+H3

Valid From

23.02.2026

Valid Until

08.09.2026

OCSP Stapling

Enabled

Subject Alternative Names (2)

www.payjoy.compayjoy.com

SHA-256 Fingerprint

22:EF:90:18:2F:EE:1E:82:15:68:EA:B6:FE:72:FD:40:CC:C7:97:BD...

Top Recommendations

Security recommendation preview

HTTP Headers

Developer Console

age
166657
cf-cache-status
HIT
cf-ray
a00a9e933f1e5eea-PDX
connection
keep-alive
content-type
text/html; charset=utf-8
date
Sun, 24 May 2026 07:34:42 GMT
Good Warning Issue

Email Infrastructure

Google Workspace

Score

95

SPF
DKIM
DMARC

DMARC Policy

Reject (Strictest)

MX Records (5)

alt3.aspmx.l.google.com
alt4.aspmx.l.google.com
alt1.aspmx.l.google.com
alt2.aspmx.l.google.com

+1 more

Domain Information

payjoy.com

Domain Age
11y 10m

Created

17.07.2014

Expires

17.07.2032

Last Updated

04.07.2023

Registrar

DropCatch.com 375 LLC

DNSSEC
Not Enabled

Privacy & Compliance

Osano

Cookie Consent Banner
Osano
Privacy Policy
Terms of Service

GDPR Indicators

Cookie consent banner detected
CMP: Osano
Privacy policy page linked

Mobile Compatibility

Viewport & Responsive Test

Tests how well your website works on mobile devices. Checks viewport configuration, responsive layout, touch targets, font readability, and simulates rendering across different screen sizes.
B
75/100
Mobile Friendly11 breakpoints
Viewport Meta
The viewport meta tag tells mobile browsers how to scale the page. Without it, mobile devices render at desktop width.
Responsive Design
Uses CSS media queries or flexible layouts to adapt content to different screen sizes automatically.
Touch Icons
Apple touch icons and favicons displayed when users add the site to their home screen on mobile devices.
Readable Font Size
Base font size should be at least 16px on mobile to ensure text is readable without zooming.
Relative Units
Using em, rem, %, or vw instead of fixed px values allows content to scale properly across screen sizes.
No H-Scroll Risk
No elements wider than the viewport that would cause horizontal scrolling on mobile devices.
Tap Targets OK
Interactive elements (buttons, links) are at least 48x48px with enough spacing to prevent accidental taps.
No Fixed Widths
No elements with fixed pixel widths that could overflow on smaller screens and break the layout.
Viewport
width=device-width, initial-scale=1
1 recommendation
  • Mobile compatibility recommendation preview...

Typography & Readability

Inter + Helvetica

WCAG Partial
69/100
Readability
/30
18/30

16px · LH 1.25

Hierarchy
/20
20/20

3.4x ratio · ✓ H1→H6

WCAG
/25
13/25

1.92:1 min contrast

Performance
/25
18/25

2 fonts · 5 req

Heading Font

Inter

Sans54px

Body Font

Helvetica

Sans16px

Contrast Ratio

1.92:1

6 issues

Reading Comfort

Dual Sans-Serif

left aligned
54px
h1
48px
h2
40px
h3
16px
p

✅ Excellent readability: 16px body text is ideal for all devices.

⚠️ Tight line spacing (1.25). Increase to 1.4–1.6 for better readability.

⚠️ Partial contrast: 6 elements below WCAG AA threshold (min 1.9:1).

✅ Perfect heading hierarchy: Sequential h1→h2→h3 with single H1 — ideal for SEO & accessibility.

✅ Strong hierarchy: Headlines are 3.4x larger than body text.

❌ Pure vw font sizes: Viewport units alone break browser zoom (WCAG 1.4.4 fail). Use clamp(rem, vw, rem).

Color Palette

8 unique colors
5.3:1 AA Light
#f8f8f8
Text· 12.299999999999999%
#5a6c5c
Secondary· 3.8%
#007d3b
Primary· 13.7%
#afa88d
Secondary· 7.9%
#47303d
Secondary· 4.7%
#d5e4d5
Secondary· 3.4%
#36925f
Secondary· 1.2%

Business & Marketing Stack

6 Tools Detected

Enterprise

Behavior Analytics

3

User behavior and product analytics

Advertising

2

Ad platforms and retargeting pixels

Privacy & Cookies

1

Cookie consent and privacy compliance tools

3

Categories

6

Total Tools

0

Enterprise

4

Mid-Market

Assessment: Sophisticated marketing and sales technology infrastructure

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Scripts & Styles

21 Resources

20
Scripts
1
Styles
13
Async
1
Defer

Top Script Sources

googletagmanager.com(4)analytics.tiktok.com(3)cdn.prod.website-files.com(3)connect.facebook.net(2)us-assets.i.posthog.com(1)

Website Identity

payjoy.com

11 years old
Location detected: 🇨🇦 Canadavia ip
DropCatch.com 375 LLC📧 Google Workspaceen

Social Profiles

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Last analyzed: 24 May 2026 at 07:35

Historical Analysis & Change Tracking